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H.R. 4491: Making Your Retirement Accessible Act

Title: Making Your Retirement Accessible Act

Introduced: Feb 8, 2016 (114th Congress)

Sponsor: Rep. Joseph "Joe" Crowley [D-NY14]

Status: Referred to Committee - Referred to the House Committee on Ways and Means.

Summary: Making Your Retirement Accessible Act or the MyRA Act This bill amends the Internal Revenue Code to establish an employee retirement option known as a MyRA account. A MyRA account functions as a Roth Individual Retirement Account. An employee who elects to establish a MyRA account may contribute any portion of a tax refund or make automatic payroll contributions to the account. The funding of MyRA accounts is limited to retirement savings bonds issued by the Department of the Treasury with a specified interest rate and maturity date. The bill imposes a tax on any employer who fails to comply with the requirement for making direct deposits to a MyRA account of wages designated by an employee.

Votes

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